LEGAL DISCLAIMER

The Providence website is not directed to any person in any jurisdiction where (by reason of that person's nationality,residence or otherwise) the publication or availability of the Providence website is prohibited. Persons in respect ofwhom such prohibitions apply must not access the Providence website.

The information provided on this website is intended solely for the use of insurance professionals and intermediariesand is not aimed at the ultimate purchaser of any products or services. By checking the box and entering the Providencewebsite, you acknowledge and certify that you are a professional advisor or intermediary who has such knowledge andexperience in financial and business matters that you are capable of evaluating the merits and risks of the informationprovided on this website.

The information contained on this website does not constitute and should not be construed as a solicitation or offer, orrecommendation, to acquire or dispose of any investment, product or services or to engage in any other transaction. Theinformation on this website is not intended for distribution to or use by any person or entity in any jurisdiction orcountry where such distribution or use would be contrary to law or regulation or would subject Providence or any of itsaffiliates to any registration requirement within such jurisdiction or country.The products and services as described on this website can only be offered and sold in those jurisdictions where theymay be lawfully offered and sold and where no registration requirements apply and, in any event, will only be sold on aprivate placement basis since they are not suitable for retail or unsophisticated investors. The products and servicesdescribed on this website are not available to citizens of Bermuda (for these purposes a Bermuda exempted company,exempted limited partnership or exempted trust shall not be regarded as a member of the public in Bermuda). Furthermore,the products and services described are not being recommended or offered for sale and will not be sold in the UnitedStates of America (including the District of Columbia), its states, territories or possessions (the "U.S.") or to anyperson in the U.S. The Providence website and the information herein are not directed selling efforts within the meaningof Regulations of the Securities Act of 1933, as amended.

Each prospective purchaser of any of our products or services should consult his or her own legal counsel, accountant orother professional advisor for advice concerning the various legal, tax and economic considerations relating toProvidence's products and services and offshore investment generally. Providence can give no guarantee that tax reliefor other tax benefits will be available or that the current tax treatment of the products or services described on thiswebsite will remain unchanged in the future in the jurisdiction where the prospective purchaser is resident or of whichthe prospective purchaser is a citizen. The information on this website is provided for information only and should notform the basis of any investment decision. While Providence has taken all reasonable care to ensure that the informationon its website is accurate as at the date of its publication, Providence does not warrant the accuracy, completeness ortimeliness of such information, and neither Providence nor any of its affiliates, directors, officers, employees oragents accepts any liability to any person or entity who relies upon such information for any direct, indirect, special,consequential, punitive or incidental damages or any other damages or losses of whatsoever kind. Furthermore, neitherProvidence nor any of its affiliates accepts any responsibility for any information contained in any third-party websiteaccessed via a hypertext link from the Providence website. The content, accuracy and opinions expressed in such websitesare not checked, analyzed, monitored or endorsed by Providence or its affiliates. Information accessed on this websiteis protected under applicable copyright laws. You may not copy, re-publish or re-distribute the information contained onthis website for commercial purposes or gain, without the prior written approval of Providence.

The Providence website contains names and logos, which are trademarks of Providence and/or its affiliates. Any use ofany of these names and logos would, without prior consent, constitutes an infringement of those trademarks and is thusforbidden.